8654 Coral Reef Way Panama City Beach, FL 32413
Listing Courtesy of: CENTRAL PANHANDLE / Listed By: Alisa Walley, Coldwell Banker Realty; Sheryl Lewis, Panama City Beach Thomas Dr.

  8654 Coral Reef Way Panama City Beach, FL 32413

Active (10 Days)
$399,000 (USD)
2
BED
2
BATH
1,308
SQFT

Description

EXEMPT FROM THE WAIT TO BUILD: Welcome to 8654 Coral Reef Way, a pristine, turn-key ''Camellia'' floor plan from the highly sought-after Conch Cottage Collection in Latitude Margaritaville Watersound. This masterfully curated home offers immediate occupancy and features nearly $55,000 in premium interior and structural upgrades. Positioned inside a premium 55+ active-adult community, this open-concept layout showcases seamless luxury vinyl plank flooring, soft coastal-inspired color palettes, and impact-rated windows and doors for optimal peace of mind. The gourmet kitchen is anchored by a custom extended quartz island, 42-inch upgraded cabinetry, and Whirlpool® stainless steel appliances. The primary suite delivers a spa-like retreat with dual vanities and a frameless glass walk-in shower, complemented by a versatile secondary bedroom ideal for guests or a dedicated home office. Step out to the screened-in porch to enjoy the coastal breeze, or utilize the pristine, epoxy-coated garage. Located in a preferred X Flood Zone with NO CDD fees, the property features a high-efficiency Carrier® HVAC and a Rinnai® tankless water heater. The monthly HOA comprehensively covers landscaping and exterior maintenance, unlocking a zero-chore lifestyle. Walk, bike, or golf-cart to the premier Town Center amenities, including the Paradise Pool and cabanas, live music pavilion, Fins Up! Fitness Center, pickleball courts, and the signature Latitude Bar & Chill. EXEMPT FROM THE WAIT TO BUILD: Welcome to 8654 Coral Reef Way, a pristine, turn-key Camellia floor plan from the highly sought-after Conch Cottage Collection in Latitude Margaritaville Watersound. This masterfully curated home offers immediate occupancy and features nearly $55,000 in premium interior and structural upgrades. Positioned inside a premium 55+ active-adult community, this open-concept layout showcases seamless luxury vinyl plank flooring, soft coastal-inspired color palettes, and impact-rated windows and doors for optimal peace of mind. The gourmet kitchen is anchored by a custom extended quartz island, 42-inch upgraded cabinetry, and Whirlpool® stainless steel appliances. The primary suite delivers a spa-like retreat with dual vanities and a frameless glass walk-in shower, complemented by a versatile secondary bedroom ideal for guests or a dedicated home office. Step out to the screened-in porch to enjoy the coastal breeze, or utilize the pristine, epoxy-coated garage. Located in a preferred X Flood Zone with NO CDD fees, the property features a high-efficiency Carrier® HVAC and a Rinnai® tankless water heater. The monthly HOA comprehensively covers landscaping and exterior maintenance, unlocking a zero-chore lifestyle. Walk, bike, or golf-cart to the premier Town Center amenities, including the Paradise Pool and cabanas, live music pavilion, Fins Up! Fitness Center, pickleball courts, and the signature Latitude Bar & Chill.

MLS #:
794868
Taxes
$3,169(2025)
Lot Size
3,920 SQFT
Type
Single-Family Home
Year Built
2023
Style
Coastal
County
Bay County
Community
Latitude at Watersound

Listed By

Alisa Walley, Coldwell Banker Realty
Sheryl Lewis, Coldwell Banker Realty
Source
CENTRAL PANHANDLE
Last checked Sep 11 2026 at 5:19 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
Interior Features
  • Gas Oven
  • Gas Cooktop
  • Gas Range
  • Home Theater
  • Walk-In Closet(s)
  • Double Vanity
Subdivision
  • Latitude At Watersound
Lot Information
  • Paved
  • Sprinkler System
Property Features
  • Foundation: Slab
Heating and Cooling
  • Electric
  • Central
  • Heat Pump
  • Central Air
Pool Information
  • Community
Homeowners Association Information
  • Dues: $341/Monthly
Exterior Features
  • Roof: Shingle
  • Roof: Composition
Utility Information
  • Utilities: Electricity Available, Cable Connected
  • Sewer: Public Sewer
School Information
  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold
Parking
  • Gated
Location
   
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Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/11/26 10:19