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$345,000 (USD)
Active

Panama City Beach Area Condominium

Active

9900 S Thomas Drive 1013 Panama City Beach, FL 32408

2 Bed
2 Baths
907 sqft
MLS# 1001012
Virtual Tour
SAME-FLOOR PARKING | CENTER-STACK POSITION | WEST-FACING GULF VIEWS
Shores of Panama 1013 stands out for reasons that go beyond the typical beachfront condo checklist. Positioned in the center stack of the building, this Type-C floor plan offers a more balanced placement within the tower along with the convenience of a deeded parking space on the same level.
One of the most practical advantages of this location is the covered access from the adjacent parking area, allowing you to move from your vehicle to your front door with added protection from the weather. It is a feature owners and guests appreciate right away, especially on arrival days, grocery runs, and beach weekends. This floor plan includes 2 bedrooms, 2 full bathrooms, in-unit laundry, and a west-facing balcony with views overlooking the lagoon-style pool and the Gulf beyond. From the moment you step inside, you will notice the thoughtful updates and clean presentation that help set this condo apart.
Luxury floating LVP flooring runs throughout the unit and pairs nicely with freshly painted walls and tasteful furnishings. The living room and bedroom both include privacy curtains, and the kitchen is equipped with stainless steel appliances. Flat-screen TVs, a front-load washer and dryer, and a fully furnished turn-key setup add to the overall convenience and appeal. Major system updates include the HVAC and water heater, both replaced in 2019.
The balcony offers more than 30 feet of outdoor space, creating a comfortable place to take in west-facing views of the resort pool, tropical grounds, and turquoise Gulf waters. It is the kind of perspective that reinforces why the center section of Shores of Panama continues to draw attention from buyers looking for a strong blend of view, layout, and convenience.
Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub.
HOA dues are $3,108.96 per quarter. All information is believed to be accurate but should be verified by buyers if important.
Listing Courtesy of EMERALD COAST / Listed By: Alice de La Penha, Coldwell Banker Realty
$345,000 (USD)
Active

Panama City Beach Area Condominium

Active

9900 S Thomas Drive 1917 Panama City Beach, FL 32408

2 Bed
2 Baths
907 sqft
MLS# 1006897
Virtual Tour
SUNSET VIEWS. GULF-SIDE PRIMARY BEDROOM. DEDICATED PARKING.
Shores of Panama 1917 is a C floor plan in Panama City Beach, offering a high-floor position, a large balcony, dedicated parking, and a Gulf-side primary bedroom with a large window framing Gulf views. This one-bedroom plus bunk layout includes two full bathrooms, modern furniture, coastal décor, updated light fixtures, and LVP tile flooring throughout the entire unit.
The kitchen features granite countertops, white appliances, a white subway tile backsplash, and a kitchen island wrapped in shiplap. The living area opens to the large balcony, creating an easy indoor-outdoor connection with sunset views and a strong resort-view setting. The hall bunk room includes access to its own private full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout.
The primary bedroom is positioned on the Gulf side and includes a large window with Gulf views. The primary bathroom features a tiled tub/shower combination. Additional interior details include a full-size front-load stackable washer and dryer, whole-unit dehumidifier, water heater from 2017, and original HVAC.
Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar.
Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.

HOA dues are $3,491.71 per quarter. One special assessment payment remains in the amount of $1,212.69. (4th quarter of 2026).
Approximate Gross rental income was $24,000 in 2024, $28,000 in 2025, and $26,500 year-to-date through the end of June 2026.
All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.
Listing Courtesy of EMERALD COAST / Listed By: Alice de La Penha, Coldwell Banker Realty
$345,000 (USD)
Active

Panama City Beach Area Condominium

Active

9900 S Thomas Drive 1817 Panama City Beach, FL 32408

2 Bed
2 Baths
907 sqft
MLS# 996823
Virtual Tour
Shores of Panama Unit 1817 | Type C Floor Plan | Panama City Beach, Florida
Shores of Panama Unit 1817 features the highly desirable Type C floor plan with a Gulf-front primary suite offering a private ensuite bath, plus a private bunk room with an adjacent full bathroom. This layout provides two distinct sleeping areas and comfortably accommodates up to six guests.
The interior includes luxury vinyl plank flooring throughout, updated light fixtures, stainless steel appliances, a full-size front-load washer and dryer, flat-screen TVs, a dedicated owner's closet, and a Pac-Man arcade machine that adds character for guests. The unit is fully furnished and rental-ready. In 2025, the property produced $33,000 in net income, with already $32k in NET income for 2026 (as MAR/01) offering helpful performance context for buyers evaluating short-term rental potential.
The 17-stack is one of the most sought-after Type C positions within Shores of Panama. It is the only stack in this floor plan that faces west, capturing panoramic sunset views over the Gulf of Mexico. Its proximity to the elevators adds convenience without compromising views. All stucco repairs on the 17-stack have been completed.
The oversized balcony spans more than 30 feet and is furnished with durable Polywood seating, providing unobstructed views of the lagoon-style pool and the Gulf waters beyond. This unit does not include a deeded parking space; however, overflow parking is available throughout the parking garage.
Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar.
The resort's location places dining, shopping, and entertainment within close proximity. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options.
Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is scheduled to open in 2026, reinforcing continued commercial investment and growth in Panama City Beach.
Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, contributing to Shores of Panama's position as a consistently high-demand Gulf-front resort.
HOA dues are $3,491.71 per quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.
Listing Courtesy of EMERALD COAST / Listed By: Alice de La Penha, Coldwell Banker Realty
$342,000 (USD)
Active

Panama City Beach Area Condominium

Active

2400 Grandiflora Boulevard E404 Panama City Beach, FL 32408

3 Bed
3 Baths
1485 sqft
MLS# 1007987
Virtual Tour
THREE BEDROOMS. THREE BATHROOMS. BAYFRONT LIVING ON THE QUIETER SIDE OF PANAMA CITY BEACH.
Magnolia Bay Club Unit 404 is a freshly painted three-bedroom, three-bathroom residence offering a split floor plan, large bayfront balcony, and central fourth-floor position overlooking St. Andrews Bay with views toward the Hathaway Bridge. Professionally deep cleaned and move-in ready, the interior features wood flooring throughout the main living areas, tile flooring in the kitchen, hallway, and bathrooms, and an open-concept layout with space for a dining table. The kitchen includes stainless steel appliances, ample workspace, and a direct connection to the living area, while the washer and dryer are also included.
The spacious primary suite features sliding glass door access to the balcony, along with a large bathroom offering a double vanity and walk-in shower. The seller is replacing the fogged glass panel in the primary bedroom window and door assembly prior to closing. The split-bedroom design creates additional separation between sleeping areas. The guest bedroom on the right includes a pocket door, allowing it to function as a bedroom, home office, or flex space. The guest bedroom on the left has its own private full bathroom with double vanities, creating a true second suite.
The living room opens through sliding glass doors to the large balcony, where the fourth-floor position provides sunrise views across the bay, illuminated nighttime views of the Hathaway Bridge, and the sound of the water along Magnolia Bay Club's private bay beach below. Fourth-floor residences also feature a solid balcony wall rather than metal railings, providing additional privacy and a greater sense of security. The enclosed design may be especially appealing to owners with small pets because there are no railing openings.
Magnolia Bay Club is a gated bayfront condominium community with no short-term rentals permitted. Community amenities include a bayfront pool, private beach, dock, kayak access, fitness center, meeting room, BBQ grills, dumpster service, and maintained common grounds. The property is located approximately one mile from Publix and approximately three miles from the beaches of Panama City Beach.
Monthly condominium association dues are currently $1,066.64 and include water, sewer, trash service, pest control, and maintenance of the common areas. All information is deemed reliable but not guaranteed; buyer to verify if important.
Listing Courtesy of EMERALD COAST / Listed By: Alice de La Penha, Coldwell Banker Realty
$335,000 (USD)
Active

Panama City Beach Area Condominium

Active

9900 S Thomas Drive 2213 Panama City Beach, FL 32408

2 Bed
2 Baths
907 sqft
MLS# 1008533
Virtual Tour
HIGH FLOOR. GULF-FRONT PRIMARY SUITE. 30-FOOT BALCONY. Shores of Panama 2213 is a furnished Type C floor plan on the 22nd floor of Shores of Panama Resort in Panama City Beach, Florida, featuring one bedroom, a private bunk room, two full bathrooms, and accommodations for up to six guests. The Gulf-front primary suite includes a king-size bed, Gulf views, a private ensuite bathroom, and a renovated vanity with a granite countertop, updated mirror, and updated lighting. A barn door provides separation and privacy for the bunk room, while the adjacent full bathroom includes a stackable washer and dryer and a dehumidifier.
The interior features luxury vinyl plank flooring throughout, coastal-inspired décor, updated light fixtures, flat-screen televisions, granite kitchen countertops, and abundant natural light. The oversized balcony extends more than 30 feet across the unit, providing elevated views of the Gulf, the resort's lagoon-style pool, and the surrounding coastline.
The property generated $36,171 in gross rental income during 2025. Gross rental income for 2026 totaled $24,330 through June, excluding July, with the current pace positioned to meet or exceed the prior year despite owner use. Rental figures are provided for reference only and are not a guarantee of future performance. The HVAC system was installed in 2017, and the water heater was installed in 2018.
This unit does not include a deeded parking space. Overflow parking is available throughout the resort parking , subject to resort rules and availability.
Shores of Panama Resort features a large Gulf-front lagoon-style pool with zero-entry access, palm-lined islands, fountains, and a spacious hot tub. Additional amenities include resort-exclusive beachfront access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, covered parking, complimentary Wi-Fi, and on-site security. Pineapple Willy's is adjacent to the resort, while Laketown Wharf across the street offers dining, retail, and entertainment options. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.
Quarterly HOA dues are currently $3,491.71. All information, measurements, rental figures, availability, and HOA fees are deemed reliable but not guaranteed; buyer to verify if important.
Listing Courtesy of EMERALD COAST / Listed By: Alice de La Penha, Coldwell Banker Realty
$334,900 (USD)
Pending

Wh Parker Area Single Family Home

Pending

719 Arrow Street Panama City, FL 32404

4 Bed
3 Baths
1727 sqft
MLS# 785129
Price Reduced! Welcome to a home that feels solid, peaceful, and inviting from the moment you arrive. One of its most impressive features is the ICF construction. Built with insulated concrete rather than traditional wood framing, this home offers exceptional durability, energy efficiency, and a quiet, comfortable atmosphere that you can truly feel as soon as you step inside.

Natural light fills the open living space, creating a bright and welcoming environment with an easy flow for both everyday living and entertaining. Granite countertops add timeless appeal to the kitchen and bathrooms, while durable vinyl plank flooring throughout the home provides a clean, cohesive look that is both stylish and practical.

A thoughtful layout includes a front bedroom with its own half bath, making it an ideal space for guests, a home office, or anyone who appreciates a little extra privacy.

Outside, the generous lot offers plenty of possibilities. Whether you envision outdoor entertaining, additional parking, or future improvements, there is room to make the space your own. The fully fenced backyard is beautifully established with soft zoysia grass and is ready for pets, gatherings with friends and family, or simply enjoying a quiet evening outdoors. Being set back from the road adds another layer of privacy and charm.

The neighborhood continues to grow, with a newly constructed home next door and additional new homes across the street, adding to the area's appeal.

This is a home built for comfort, strength, and everyday ease. It is one you truly need to experience in person to appreciate the quality, craftsmanship, and unique feel that sets it apart.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Haley Mayer, Coldwell Banker Realty
$330,000 (USD)
Active

Panama City Beach Area Condominium

Active

9860 S Thomas Drive 108 Panama City Beach, FL 32408

3 Bed
2 Baths
1262 sqft
MLS# 1005464
Virtual Tour
WHIMSICAL COASTAL STYLE. LAKEFRONT BALCONY VIEWS. FIRST RESIDENTIAL LEVEL CONVENIENCE.
Laketown Wharf 108 is beautifully updated, thoughtfully styled, and full of beach-inspired personality. This spacious three-bedroom, two-bathroom split-bedroom floor plan has been extensively refreshed within the past year. From the furnishings and décor to the lighting, finishes, and updated details, this residence is move-in ready and equally suited as a primary residence, second home, or vacation rental investment.
The primary suite overlooks the lake and features sliding glass door access to the large balcony. The ensuite bathroom includes double vanities, a soaking tub with decorative tile surround, a large walk-in shower, and updated fixtures.
On the opposite side of the residence, a guest bedroom and bunk room share a full bathroom, creating privacy for owners and guests alike.
A modern barn door with frosted glass panels provides privacy to the bunk room while also concealing the full-size stacked front-load washer and dryer. Throughout the residence, you'll find updated faucets, fresh paint, new lighting, ceiling fans, flat-screen TVs, and polished coastal décor with a distinctive Mermaid Cove feel. The owner's attention to detail is evident throughout, and the combination of furnishings, colors, lighting, and décor creates a residence that feels curated, memorable, and ready to enjoy from day one. The kitchen has been thoughtfully updated with River White granite countertops, an extended granite island with beveled corners, tile backsplash, all-new stainless-steel appliances, a deep undermount stainless steel sink, and an upgraded designer faucet. Luxury vinyl plank flooring runs throughout the living areas, with tile flooring in the bathrooms.
Step outside onto the oversized balcony, fully furnished with a dining table and multiple seating areas overlooking the Laketown Wharf boardwalk, lake, and the famous nightly fountain show.
From the primary bedroom and balcony, you'll also enjoy views of the iconic WonderWorks Upside Down House and Ripley's Believe It or Not!, two of Panama City Beach's most recognizable landmarks.
Located on the first residential level, this residence offers convenient access without depending on elevators, although the elevators are located near the front door. The unit is also conveniently positioned near the owner's parking garage.
Additional improvements include a new water heater installed in 2025 and a brand-new HVAC system installed in June 2026.
This residence is owner-occupied and meticulously maintained. Some personal items do not convey with the sale.
Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, and a 52,000-square-foot boardwalk surrounding the lake with a nightly fountain and light show. The property also offers gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. All information is deemed reliable but should be verified by the buyer if important.
Listing Courtesy of EMERALD COAST / Listed By: Alice de La Penha, Coldwell Banker Realty
$329,000 (USD)
Active

Milton Area Single Family Home

Active

5529 Silverbell Drive Milton, FL 32583

4 Bed
2 Baths
1846 sqft
MLS# 1004724
4.99 VA ASSUMABLE! Welcome to 5529 Silverbell Drive, where modern comfort, affordability, and convenience come together in one exceptional home. Even better, qualified VA buyers may have the opportunity to assume the seller's existing VA loan--potentially securing an interest rate significantly lower than today's market rates and saving thousands over the life of the loan.

Step inside to discover a thoughtfully designed floor plan featuring spacious living areas, abundant natural light, and an open-concept layout perfect for both everyday living and entertaining. The kitchen serves as the heart of the home with ample cabinetry, generous counter space, and a seamless flow into the dining and living areas.

The private primary suite offers a relaxing retreat with a spacious bedroom, ensuite bath, and walk-in closet, while the additional bedrooms provide flexibility for family, guests, or a home office.

Situated in a desirable Milton location, you'll enjoy easy access to I-10, Pensacola, local shopping, dining, schools, and the beautiful Gulf Coast beaches. Whether you're commuting to nearby military installations, looking for your first home, or searching for a property that offers exceptional value, this home checks all the boxes.

Opportunities like this don't come around often. Between the possibility of an assumable VA loan, a fantastic location, and a move-in-ready home, 5529 Silverbell Drive offers a rare chance to make homeownership more affordable in today's market
Listing Courtesy of EMERALD COAST / Listed By: Tammy Laborde, Coldwell Banker Realty
$325,000 (USD)
Active

Panama City Beach Area Condominium

Active

9900 S Thomas Drive 1408 Panama City Beach, FL 32408

1 Bed
2 Baths
864 sqft
MLS# 1006901
Virtual Tour
TROPICAL STYLE INSIDE. LAGOON POOL AND GULF VIEWS OUTSIDE. RIGHT BY THE ELEVATORS.

Shores of Panama 1408 is an A floor plan in Panama City Beach, offering a one-bedroom plus bunk layout, two full bathrooms, deeded parking, and a convenient 8-stack location just off the bank of elevators. This turnkey, fully furnished condo features coastal décor and furnishings, updated light fixtures, and luxury vinyl plank flooring throughout.

The living area is designed for easy use as a short-term rental or personal beach retreat, with open flow into the dining area and kitchen. The kitchen features granite countertops, white appliances, and a white subway tile backsplash. The primary bedroom includes a king-size bed and private bathroom with a tub/shower combo. Near the entry, the bunk area has access to its own full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout.

The balcony offers a strong resort-view setting with lagoon pool views and Gulf views from the 8th floor. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2006.

Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.

The same owner is also listing Shores of Panama 1410, positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort.

HOA dues are $3,326.18 per quarter. One special assessment payment remains in the amount of $1,155.20 (4th quarter of 2026)

Approximate Gross rental income was $23,000 in 2024, $28,000 in 2025, and $28,750 year-to-date through the end of June 2026.

All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.
Listing Courtesy of EMERALD COAST / Listed By: Alice de La Penha, Coldwell Banker Realty